Net Salary Calculator
Enter your gross monthly pay, non-taxable amount and dependents. You’ll see the money that actually lands in your account each month, with every deduction broken down.
For most people, the employer takes tax out of each payslip using the government’s simplified tax table (간이세액표). The more dependents and children you have, the less tax comes out.
| Gross pay | 3,600,000 |
| National Pension4.75% | −171,000 |
| Health insurance3.595% | −129,420 |
| Long-term care13.14% of health | −17,006 |
| Employment insurance0.9% | −32,400 |
| Income taxFrom the simplified table | −139,440 |
| Local income tax10% of income tax | −13,940 |
| Monthly take-home | 3,096,794 |
“Avg” is a rough national average: the 2024 average monthly pay of wage workers (₩3.75M, from Korea’s national statistics office 국가데이터처, released Feb 2026) run through this calculator with the default settings. One number for everyone, not a peer comparison.
How it works
It starts from your gross pay minus any non-taxable amount. From there it subtracts your share of the four social insurances (National Pension, health, long-term care and employment), then income tax and local income tax. Industrial-accident insurance is paid by your employer, so nothing comes out of your pay for it.
Under the standard method (tax taken out of each payslip from the simplified table), more dependents and more children aged 20 or under lower your income tax. This tool estimates by how much. If you choose the flat 19% rate, those deductions don’t apply.
Foreign workers can choose a flat 19% on their total pay instead of the normal progressive rates (where higher income is taxed at higher rates). It can work out better when your income is high or you have few deductions. Switch between the two above to compare your own case.
No. Everything is calculated in your browser. Nothing is sent to a server or stored anywhere.
On 3,600,000 KRW gross, with no non-taxable amount and 1 dependent (just you), take-home is about 3,097,000 KRW. Mark a 200,000 KRW meal allowance as non-taxable and your take-home rises a little.
For salary negotiations or a loan application, use the official payslip and the withholding tax receipt (원천징수영수증) your employer issues. Treat this number as a rough check, not a document.
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Questions people ask
Severance and bonuses may or may not be in that annual figure, and some items count as non-taxable. This calculator works from a single month’s pay.
Yes. National Pension only counts your income between a floor and a ceiling. Above the ceiling your contribution stops rising, and below the floor it stops falling. This calculator applies both limits.
The number of dependents, your non-taxable items, and the tax method you use all change take-home pay, even at the same gross salary.
Estimates with the 2026 rates for a single employee with no dependents, no non-taxable pay and standard withholding: 2,500,000 won gross → about 2,205,000 net; 3,000,000 → about 2,627,000; 4,000,000 → about 3,396,000; 5,000,000 → about 4,145,000; 7,000,000 → about 5,533,000; 10,000,000 → about 7,635,000. Under the flat 19% method the same salaries come to about 1,735,000 / 2,081,000 / 2,775,000 / 3,469,000 / 4,876,000 / 7,100,000, which is why the flat rate only tends to pay off at high salaries or with few deductions. Dependents, non-taxable items and the pension ceiling move your own figure, so run your numbers above.