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Transfers & FX

Remittance Calculator

Sending money home, the fee is only half the story. Compare two offers by how much actually reaches your family — fee and exchange rate counted together.

Nothing you enter is saved. No login, and it all runs in your browser. The example rates are just placeholders — replace them with the quotes you actually get.
Your transfer
Amount you send
KRW
Destination currency
Offer A e.g. bank wire
Offer B e.g. transfer app

Use the rate your provider quotes — this tool just compares the two.

A “zero-fee” offer can still cost more if its exchange rate is weaker. Compare by what actually arrives.
What your recipient getsestimateA comparison of the quotes you enter. Check the real rate and fee with your provider before sending.
Best: Offer B — 719.59 USD
Best · Offer B
0.00USD
they receive
Offer A
701.15
Offer B
719.59
✓
Offer B delivers 18.44 USD more (≈ 25,546 KRW).
All-in rate
Offer AKRW / USD1,426
Offer BKRW / USD1,390

Comparing how much actually arrives for the same amount sent.

Full guide

How it works

It compares two transfer offers by how much money actually reaches your recipient for the same amount you send. The offer with the lower all-in rate — fee and exchange rate counted together — puts more in their hands.

Rates move every second, and we don’t sell transfers, so we never show a live rate. Enter the fee and rate each provider quotes you, and the tool does the comparison honestly with your own numbers.

Both, together. A low fee with a weak exchange rate can lose you more than a higher fee with a strong rate, especially on larger amounts. The “all-in rate” combines them so you can compare in one number.

No. Everything is calculated in your browser. Nothing is sent to a server or stored.

For example

Sending 1,000,000 KRW to USD: a bank charging 15,000 KRW with a weaker rate vs an app charging 3,000 KRW with a stronger rate — the app can deliver roughly 18 USD more to your family for the very same amount sent.

When to be careful

For large or first-time transfers, your bank may ask for documents (proof of income, your ARC). Always confirm the final quote, fee and limits with the provider before you send.

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People also asked

Foreign residents can generally send up to about USD 50,000 a year without extra proof of source. Above that, you’ll usually need supporting documents (such as proof of income) through your designated foreign-exchange bank. Limits and rules change — confirm with your bank.

Transfers above roughly USD 10,000 (per transfer or in aggregate over the year) are reported to the authorities. This is routine, not a penalty — just keep records of the purpose and source of the money.

Because each sets its own transfer fee and its own margin on the exchange rate. The headline fee is only part of the cost, which is exactly why comparing the amount received is the honest way to choose.

This tool is a general-information estimate, not financial advice. It compares only the figures you enter; real rates, fees and limits change — confirm with your provider and bank before sending.